Budgeting can sometimes feel like a chore when you have no clue where to start. My goal is to help facilitate the process and make it a more important pleasant experience. Below is a list of the different budgeting tools that I have used for the past two years and I wish I had started sooner because of how much much I ended saving.

1. Mint

This free app is available on both Apple and Android. The positive point is that you can link your bank account to the app. Before I go any further, it is important for me to mention that before linking your bank card to any application, please review your contract concerning third party accessing your card.

2. Excel

3. Borrowell

I know, what could be better that a steaming plate of fries, gravy and cheese curd? Fries, gravy, cheese curd and bacon, that’s what! Throw in some fresh shallots, chilli, and a splash of roasted bone marrow and duck gravy, and we turn this popular French-Canadian dish into a something sublime.

During the week we’re often walking out the door with a coffee in one hand and slice of toast in the other, but on weekends breakfast is never rushed. It’s a late affair, sometimes spilling over to lunch, with lots of reading and chatter in between courses of fruits, poached eggs, honey and toast. One of our favorite things we like to serve when friends are visiting are buckwheat blueberry pancakes.

There’s nothing better than a warm bowl of pumpkin soup on a cold autumn day. Combine your roasted pumpkin with some onion, garlic, vegetable broth, and a few spices, and give it some time to simmer away. Pair it with a few slices of fresh bread to turn it into something sublime.